If you're new to Minimalism, you might be thinking that you've seen the last of Black Friday, Cyber Monday, or any other type of fun sales shopping event. After all, Minimalism is all about NOT shopping, right? Well... yes, and no. To me, Minimalism just means that...
You know what they say: Christmas is a time for giving! But unfortunately, Christmas is also a time for overspending, extravagance, and going into debt. It has become so ingrained in us that we need to buy everyone everything that their heart desires, that most people...
So often people think that they need to spend *All The Money* on their wedding. Call me frugal (or crazy...whatever) but I didn't want to go into debt for my wedding. Ross and I already had $20,000 in student loan debt before we got married (you can read about how we...
After Ross and I paid off our student loans (more on that story here) we wanted to travel... but we didn't want traveling to hurt our financial goals. So we decided to go to New Zealand, Ross's dream destination, and spend the least amount of money that we could....
A lot of people don't think that you can stick to a tight budget when you have kids. I mean, kids are supposed to add a lot of stress, stuff, and... well... expenses to your life! And even if you were able to get onto a strict budget when you have kids, what are you...
Having debt is stressful. Even though accumulating debt is very easy (and often fun!), paying it off can take far longer than it took to accumulate it. Not only can debt cause you emotional stress, financial stress, and relationship stress; it can also be stressful...
Starting a Budget can be daunting. It's overwhelming to think about where every dollar needs to go and how to pay off debt and save money! Plus, you are supposed to keep track of all the money in one or two bank accounts, yet somehow remember how much you have left to...
Updated July 2021 Is it just me or have groceries gone up by a lot since the start of the Covid 19 pandemic? At first, I didn't notice a huge change... A couple of things here and there were more expensive, but it made sense that people like me would have to pay more...
We all want our children to be able to manage their money well and make good decisions with it. But when we should teach them about money isn't exactly clear. If most adults struggle to manage their money, is it too complicated for a child to understand? Even...
You're ready. You're sure of it. You pull up your spreadsheets, dust off your calculator, and grab your workbook. This time it's going to be different. You're going to create a budget... and stick with it! Only, it's never different. Time after time you've tried to...
Ugh. Budgeting. The last thing you really want to spend time doing or thinking about, right? We all know we should do it, but it’s usually the last thing we get around to. It’s like the vitamins of home management. Here’s the thing though, budgeting can actually be...
I'm guessing you stumbled across this post because your budget makes you feel a little bit like your pants do after thanksgiving dinner... uncomfortable. If your budget is too tight, there are two things you can do to fix it: make more, or spend less. Guess...